| General overview of the concepts which guided the development of the first Allianz Preferred product. It is not a complete overview of the specific product benefits or features. Detailed product specifications are also available. Guarantees are backed by the financial strength and claims-paying ability of the issuing company. Distributions are subject to ordinary income tax and, if taken prior to age 59 1/2, a 10% federal tax penalty. Product and feature availability may vary by state. Bonus Commission availability subject to broker dealer approval. Contract and rider numbers C54370 and R95316 issued by Allianz Life Insurance Company of North America. FOR AGENT/FINANCIAL PROFESSIONALS ONLY. Not approved for public distribution.
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